The High Deductible Health Plan (HDHP) encourages you to become a smart shopper of health care while providing excellent levels of coverage, quality, and care.

The HDHP shifts medical costs to when you actually use health care instead of the fixed paycheck costs of a high premium. The HDHP comes with a Health Savings Account (HSA) funded by both you and Salt Lake County. Your HSA can be used to pay for health care, prescription drugs, vision and dental expenses.

Don’t let the savings stop there! HSA’s are one of the only ways to save state, federal and FICA taxes on your income. You save when you make your contribution, your funds grow tax free, and as long as you spend them on qualified expenses, you don’t pay taxes when you spend them either.

You don’t have to settle for the low interest percentage either. Once you balance reaches $2,000, Optum Bank offers a competitive lineup of mutual funds to invest in.