Salt Lake County pays 100% of High Deductible Plan premium for full-time employees and 60% for part-time. The HDHP works just like the traditional PPO, you meet you deductible before the plan pays. The out-of-pocket maximum is the most you’ll pay out of your own pocket in the calendar year. In addition to paying 100% of premium (60% if you’re part-time) County gives you a cash lump sum contribution of $600 for single and $1,200 for families.
If you only receive preventative care (covered at 100%) and have no prescriptions, you will have no medical expenses for the year and could save up to $875. If you elect to put some of your own pretax funds into your HSH, you could have even more.
- $0 Annual Premium (for full-time employees)
- $600 County HSA Contribution (for new hires, this amount is prorated based on the number of pay periods remaining in the benefit plan year)
- Up to $275 County HSA Contribution for completing wellness activities
If you are managing a chronic disease or care for an injury, you pay the full cost of care until you meet your deductible. The County will deposit $600 (for new hires, this amount is prorated based on the number of pay periods left in the benefit plan year) into your HSA to help you pay for your deductible, plus you can earn an additional $275 for completing wellness activities.
For prescriptions, you pay the full cost of the drug until you meet your deductible. Once you meet your deductible, you pay a copay or coinsurance. The deductible is waived for certain drugs that are considered preventative. PEHP or Select Health have the complete list or check benefits.slco.org Check with your medical plan for a list of specific drugs.
In the event that the unexpected happens, the most you will pay for in-network services is $3,500. The County gives you $600 cash lump sum (pro-rated if you’re hired throughout the year) and up to an additional $275 in wellness incentives. You can also make pre-tax contributions from your paycheck to pay for care. You will have no premium (for full-time employees), which keeps your total cost lower than with the Traditional PPO Plan.